Is it worth investing?
Apple Inc is a remarkable business, at a price to match.
$327.50
+57.61% over 12 months
Last updated: iul. 15, 2026
Financial summary
The reported figures, before any interpretation
Price and Trading
- Open The price at which Apple Inc shares first traded in the latest session.
- Close The price of the last Apple Inc trade in the session that closed.
- Day range The lowest and highest price Apple Inc shares reached in that session.
- Volume How many Apple Inc shares changed hands in the latest session.
- 52-week range The lowest and highest price of Apple Inc shares over the past year.
- Position in the 52-week range Where the current price of Apple Inc shares sits between the low and the high of the past year. 100% means right at the high.
- 50-day average The average price of Apple Inc shares over the last 50 sessions. Shows the short-term trend.
- 200-day average The average price of Apple Inc shares over the last 200 sessions. Shows the long-term trend.
- Market cap The market value of all Apple Inc shares combined.
Earnings and Valuation
- Earnings per share How much net profit belongs to a single Apple Inc share over the last twelve months.
- Estimated earnings, current year The earnings per share analysts expect from Apple Inc for the current financial year.
- Estimated earnings, next year The earnings per share expected from Apple Inc for the following financial year.
- Revenue per share How much of the annual sales of Apple Inc belongs to a single share.
- Book value per share How much Apple Inc equity belongs to one share, once debt is subtracted from assets.
- Revenue, last 12 months Total Apple Inc sales across the last four reported quarters.
- Price / earnings How many years of current profit a Apple Inc share costs at today price.
- Forward price / earnings The same ratio, but against the profit Apple Inc is expected to make next year.
- PEG The price/earnings ratio of Apple Inc divided by its growth rate. Below 1 is considered cheap relative to how fast it grows.
- Enterprise value / EBITDA The price of the whole Apple Inc business, debt included, against operating profit before depreciation.
Return and Risk
Low risk · 86- Net margin How much net profit Apple Inc keeps out of every unit of sales.
- Return on equity How much net profit Apple Inc produces from shareholder money.
- Dividend yield How much Apple Inc pays out in dividends each year, relative to the share price.
- Dividend per share The estimated annual amount received for each Apple Inc share held.
- Payout ratio What share of Apple Inc profit goes back to shareholders as dividends. The rest stays in the company.
- Beta How strongly Apple Inc shares move against the market. 1 means the same, above 1 means wider swings.
- Debt / equity How much debt Apple Inc carries for every unit of equity.
- Short interest as % of float What share of freely tradable Apple Inc stock is sold short, as a bet on a decline.
- Days to cover short positions How many normal trading days it would take to close every short position on Apple Inc.
Some values update after the trading session opens, others are recalculated after it closes. Figures from the financial statements change only when results are published.
Analyst consensus
What the 48 analysts covering the company think
Buy
- Strong sell 1 2%
- Sell 1 2%
- Hold 16 33%
- Buy 7 15%
- Strong buy 23 48%
The analyst consensus is more optimistic than our score, by 12 points on the same 0 to 100 scale.
Analyst estimates, third-party source. These are not our verdict.
Price target
Where analysts see the price twelve months out
$316.76
-3.28% against today price
52-week low $200.70
52-week high $328.72
target $316.76
today $327.50
Rise from the low of the past year
+63.18%
Fall from the high of the past year
-0.37%
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Price today $327.50
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Revisions, last 30 days 8 ↑1 ↓
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Expected earnings growth +10.55%
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Analysts covering 48
Analyst estimates, third-party source.
Fundamentals
58.0
What the balance sheet and income statement say
Solid
- Piotroski F-score Nine tests of financial health, compared with last year. Above 7 means Apple Inc is improving.
- Mohanram G-score Eight tests for growth companies: research spending, stable margins, cash above accounting profit. Applied to Apple Inc.
- Cash operating profitability How much operating cash Apple Inc draws from its assets, before accounting adjustments.
- Asset turnover How much in sales Apple Inc generates from every unit of assets.
Return on capital is accelerating
The business creates value above its cost of capital
Technicals
71.8
What the price chart says
Strong
- RSI (14 days) How fast the price of Apple Inc shares has risen recently. Above 70 means heavy buying, below 30 heavy selling.
- MACD histogram The gap between the fast and the slow trend at Apple Inc. Positive means the advance is accelerating.
- ADX (14 days) The strength of the trend at Apple Inc, whatever its direction. Above 25 means a clear trend.
- 12-month return, ex last month Classic momentum: the gain of Apple Inc shares over the past year, ignoring the last month.
Golden Cross active - the 50-day average is above the 200-day
Price above the high of the last 55 sessions
Sentiment
60.2
Who holds the stock and what the market expects
Solid
- Institutional ownership What share of Apple Inc stock is held by funds and institutions.
- Insider ownership What share of Apple Inc stock is held by management and directors.
- Market sentiment The sentiment regime of the market Apple Inc trades in, inferred from market and credit indicators.
- Residual momentum The part of momentum in Apple Inc shares that remains once the market influence is removed.
The market is in a Risk-On regime
Short interest: Minimal
Safety
86.1
How far the company is from financial trouble
Strong
- Altman Z" The bankruptcy score for Apple Inc, in the variant that suits its sector. Above 2.6 means the safe zone.
- Distance to default How many standard deviations separate the value of Apple Inc from its debt threshold. More is better.
- Beneish M-score A detector of accounting manipulation. Below -1.78 means no signs appear at Apple Inc.
- Free cash flow coverage How many times the free cash flow of Apple Inc covers its payment obligations.
No red flags active
No signs of accounting manipulation
Who it suits
It depends what you are after
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Investor over decades 19.9You buy and hold, whatever the cycle.
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Cautious, you want safety 69.5The priority is not losing, rather than winning big.
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Offensive, you want growth 60.8You accept volatility for a higher return.
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Tactical, short term 24.7You move in and out on price and momentum signals.
The gap is wide: the same company suits one type of investor and not another, because each lens weighs something different.
Risk
Holds up when the market falls
71
resilience score, 80th percentile in the sector
- Crash-ul COVID-19, 2020 How much Apple Inc shares lost from the high reached to the low of that period.
- Bear market 2022 How much Apple Inc shares lost from the high reached to the low of that period.
- Held up better than Out of comparable companies, how many fell harder than Apple Inc in the same crises.
- Criză severă, stil 2008 (-40%) An estimate for Apple Inc under a severe market scenario. It is not a price forecast.
- Annual volatility How widely the price of Apple Inc shares swings over a year, measured statistically.
- Largest historical drawdown The deepest fall of Apple Inc shares from a high to the low that followed it, across the whole available history.
Verdict
Our verdict, from an automated analysis of over 400 indicators
63.8/100
Neutru
high confidence
Expensive
Solid
Quality
In short: the balance sheet holds up under shocks.
Apple Inc produces 64.97% on capital and pays 9.44% for it, for 12 years running. But the price today asks 39.24x earnings, and the growth rate has slowed to 1.81% a year.
Scores across the six pillarsprofitability
return on capital 64.97%The engine runs very well
produces
64.97%
costs
9.44%
The gap of 55.53% has held in each of the last 12 years.
- net margin26.92%
- consecutive revenue growth12 years
valuation
price / earnings 39.24xThis is the problem
39.24xprice / earnings
$36.90 – $325.72the range across 6 methods
The 6 methods give results 8.8 times apart, so no single estimated fair value is trustworthy.
- annual growth the price requires15.07%
- growth delivered historically17.91%
- value with no growth at all$92.01
growth
revenue, 3 years 1.81%The pace has slowed
8.68%revenue, 5-year average
1.81%revenue, 3-year average
71.91%of today's price depends on future growth
The price assumes the pace holds. With no growth at all, the estimate drops to $92.01.
balance sheet and dividends
estimated rating AaaNothing to fault
Aaaestimated credit rating
0.78 yearsof operating profit to clear all debt
- net debt$48.38B
- dividend yield0.34%
- of returned capital goes to buybacks77.42%
arguments for and against
8 for · 6 againstWhat supports the case and what weakens it
Pro 8 arguments
- Return on equity: 151.91%.Better than 99% of companies in the sector. How much net profit the company generates from shareholders' money.
- Return on assets: 31.18%.Better than 98% of companies in the sector. How much profit the company draws from the assets it owns.
- Cash operating profitability: 35.44%.Better than 98% of companies in the sector. Profitability measured on cash actually collected, not on accounting profit.
5 more arguments
- Value at risk 95% (historical): 1.95%.Better than 96% of companies in the sector. The daily loss not exceeded on 95% of days.
- ROIC − WACC spread (value engine): 60.45%.Better than 95% of companies in the sector. The same return-versus-cost-of-capital gap, in the version used to compute the scores.
- Distance to default (Merton): 18.15.Better than 95% of companies in the sector. How many standard deviations the firm value sits above its debt level.
- Piotroski F-score (0–9): 8.Better than 94% of companies in the sector. Nine financial health checks; each one passed adds a point.
- Cash conversion cycle (5-year average): -56 days.Better than 93% of companies in the sector. The five-year average of the conversion cycle — it shows consistency, not just this year.
Against 6 arguments
- Residual momentum: -3.43%.Only 9% of companies in the sector do worse on this measure. The part of momentum left once market influence is stripped out.
- Accruals ratio (Sloan): 0.15%.Only 18% of companies in the sector do worse on this measure. How much of reported profit is accounting only, rather than cash collected.
- Dividend yield (trailing 12 months): 0.32%.Only 23% of companies in the sector do worse on this measure. Dividends paid over the past year against the current price.
3 more arguments
- Earnings power value vs price: -200.00%.Only 24% of companies in the sector do worse on this measure. What the company is worth if current profit stays flat forever, against its price.
- Dividend per share growth (5-year annual): 4.99%.Only 28% of companies in the sector do worse on this measure. Average yearly growth in the dividend per share.
- Beta: 1.13.Only 30% of companies in the sector do worse on this measure. How strongly the share moves when the market moves.
what is left to decide
Exceptional quality
and a premium price.
That the business is among the best is not in question. The question is whether it is worth paying today’s price for it.
For this to work out, results would have to grow enough to catch up with the price paid today.
Disclosure (legal information) See details Hide
Analysis produced by einvestitii.ro, founder . We are not supervised by the Romanian Financial Supervisory Authority. This is not personalised investment advice. Fair values are estimates, not guaranteed prices.
- Calculated 10 August 2026
- Price used $327.50 (as of 15 July 2026)
- Estimated fair value $127.55 — an estimate dependent on assumptions (cost of capital, growth, terminal value). Not a price target. Confidence: Scăzută.
- Updates On every recalculation of the company fundamentals.
- Verdict changed no (score −15.9 against the previous assessment)
- Conflicts of interest We hold no positions in the instruments analysed and receive no payment from issuers for assessments. Pages may contain affiliate links to brokers, marked as such, which do not influence the scores.